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- My 6-Step Plan to a $100K Net Worth
My 6-Step Plan to a $100K Net Worth
The Understand → Optimize FrameworkBuilding a $100K net worth isn’t about luck—it’s about understanding money and putting it to work. This framework will help you understand where you are today and optimize your path forward.
1. Take Control of Your Money
Understand: Track every dollar. Link your credit cards and bank accounts to a budgeting tool to see where your money is going.
Optimize: Cut wasteful spending while keeping what adds value to your life. Set a budget and stick to it—every dollar should work for you.
💡 Bonus: Track your credit score for free and get $10 from SoFi when you check it. (Takes just a few minutes!)
2. Unlock Your Earning Potential
Understand: How much can you earn in your current job and career path? Research salary ranges and growth potential.
Optimize: Maximize earnings by:
Negotiating a raise
Positioning yourself for a promotion
Switching jobs for higher pay
Pivoting into a higher-earning career
3. Make Your Money Work for You
Understand: Learn the basics of investing. Start with the S&P 500 and observe how you react to market movements. Do you feel anxious when stocks drop or excited to buy more?
Optimize: Concentrate your portfolio into high conviction stocks that haver the potential to out perform the index.
📈 Start Investing! Open a Robinhood account and fund it to get a free stock worth up to $200—a great way to start building your portfolio.
📈 From $500 to $250K: My Wealth Journey
I started making minimum wage in high school and built a $250K net worth by 25 through smart saving, investing, and income growth.
🔹 Worked multiple jobs in college while keeping expenses low.
🔹 Invested early, maxed out my Roth IRA, and lived at home to save.
🔹 Increased my income—I changed jobs to boost my income by 50%
📥 Want the full story? Read here: How I Built a $250K net worth by 25
🚀 Ready to Build Your $100K Net Worth?
Wealth-building is easier when you have expert guidance and a proven plan. Get the support you need with my Financial Coaching program.
💡 Get Personalized Coaching to Fast-Track Your Success
✅ Direct access to me for strategy calls
✅ Step-by-step strategies tailored to your financial goals
✅ Accountability to keep you on track—stay consistent, take action, and see real results
📢 Want to Connect with Like-Minded Investors?
Join my Free Investing Community and:
✅ Learn real-time money strategies
✅ Stay accountable and motivated
✅ Surround yourself with people on the same path
🔥 Kickstart Your Investing Journey with Free Money! Why start from zero when you can get free stocks and crypto to jumpstart your portfolio? Take advantage of these exclusive offers:
💰 Claim a Free Stock – Get a free share (worth up to $200) when you sign up for Robinhood and fund your account.
🚀 Boost Your Crypto Portfolio – Earn up to $200 in crypto when you sign up with Coinbase and start trading.
💳 Instant $10 for Checking Your Credit – Get $10 free when you check your credit score with SoFi—it takes just a few minutes!

Your Personal Finance Roadmap: Build Wealth. Take Control. Reach Financial Freedom
I've grown my net worth to over $250K while working a 9-5—now I want to help you do the same! Whether you're just getting started or looking to level up, I'll guide you every step of the way.
Already a paying subscriber? Sign In.
What You'll Get:
- • Clear Financial Goals – Set realistic, achievable money targets
- • Accountability - Monthly check ins to make sure you are on track
- • A Personalized Wealth Plan – Map out your path to financial freedom
- • Budgeting Made Simple – Take control of your money without sacrificing fun
- • Investing 101 – Open accounts, buy your first stock, and start growing wealth
- • Credit Score Boost – Build and maintain excellent credit
- • Travel for Free – Learn credit card churning strategies for luxury vacations